People refinance for all sorts of reasons, and it’s not always just about getting a lower interest rate. For some, it’s about switching from a floating loan to a fixed rate (or vice versa) to match their risk comfort and cash flow needs. Others...

With the right support and a clear plan, buying your first home doesn’t have to be stressful. Here are our top five tips to help you get started with confidence.

New Zealand’s property market is dynamic, with regional trends and differences that can influence borrowing decisions. Cities like Auckland, Wellington and Christchurch often present high rental demand and strong growth potential.

Whether you're buying your first home with investment potential in mind, or purchasing a dedicated rental property to build long-term wealth, the right loan structure makes all the difference.

By refinancing, borrowers essentially replace their current mortgage with a new one, ideally with better terms that lead to long-term savings or improved financial flexibility.