Current Mortgage Interest Rates
We’ve got our fingers on the pulse.
Stay up to date with the latest mortgage interest rates so you can make informed decisions. Whether you’re locking in a fixed term or reviewing your options, we’ll help you find the most competitive deal.
Check current ratesFrom KiwiSaver to government grants, we’ll guide you through every step of buying your first home, making the process simple and stress-free.
We’ll review your current loan, compare market options, and help you switch to a better deal — without the stress.
Whether upsizing, downsizing, or relocating, we’ll help you secure the right finance to make your next move easy.
Property investment remains one of New Zealand’s most trusted ways to build long-term wealth through rental income and capital gains. A wide range of investors: first-time landlords using equity, self-employed buyers needing flexible options, and seasoned investors seeking better cashflow.
Better value, smaller deposits, and a home made exactly for you. Construction lending has extra steps and different contract types. We’ll guide you through every stage, explain how lenders treat different building contracts, and secure the best loan structure for your build — from pre-approval to progress payments and settlement.
Use our free online calculators to estimate loan repayments and affordabilit. It’s the smart way to plan your financial future with confidence.
Why Choose Vega Mortgages?
Our team brings insider expertise from the banking world.
With years of private and commercial lending experience, we understand what each of the 24+ lenders we work with is really looking for in a mortgage application. We don’t just help you apply, we help you apply strategically.
We’ll build a ‘Yes’ application tailored to the lender most likely to respond positively. As ex-bankers, we know how lenders think – and we use that insight to your advantage.
Let’s Get Started
Have questions about refinancing your mortgage, exploring cash out refinance NZ options, or choosing the right mortgage type? Contact us today to speak with a refinancing mortgage broker who understands the New Zealand lending landscape.
