To help you stay informed and make confident decisions, we’ve included the latest mortgage interest rates below. These rates are updated daily, giving you a clear and current snapshot of where the market stands.
Compare Today's Home Loan Rates
Compare the latest home loan rates from New Zealand's major banks, updated daily. From 6-month fixed to 5-year fixed and floating, you'll always see a current picture of where the market sits.
Disclaimer: The interest rates shown apply solely to residential home loans with a minimum of 20% equity. Every effort has been made to ensure the accuracy of the information in the table; however, we strongly recommend confirming loan details with a mortgage adviser.
| Last Updated: 1 June 2026, 12:00:04 AM |
variable | 6 months | 1 year | 18 months | 2 years | 3 years | 4 years | 5 years | |
|---|---|---|---|---|---|---|---|---|---|
| ANZ | 5.79 | 4.49 | 4.69 | 4.99 | 5.29 | 5.49 | 6.19 | 6.29 | |
| ASB | 5.79 | 4.49 | 4.65 | 4.95 | 5.25 | 5.49 | 5.69 | 5.89 | |
| BNZ | 5.84 | 4.49 | 4.65 | 4.95 | 5.19 | 5.39 | 5.59 | 5.79 | |
| Co-operative Bank | 4.99 | 4.59 | 4.65 | 4.99 | 5.29 | 5.49 | 5.75 | 5.89 | |
| Kiwibank | 5.75 | 4.49 | 4.75 | - | 5.29 | 5.55 | 5.89 | 5.99 | |
| SBS Bank | 5.84 | 4.49 | 4.69 | 4.95 | 5.19 | 5.39 | 5.59 | 5.79 | |
| TSB Bank | 5.79 | 4.59 | 4.69 | 5.09 | 5.25 | 5.49 | 5.89 | 5.99 | |
| Westpac | 5.89 | 4.69 | 4.79 | 5.09 | 5.19 | 5.49 | 5.59 | 5.79 | |
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