Personal Business
Malhar Panchwagh

Malhar Panchwagh

Mortgage Adviser

Auckland

With a strong background in relationship management and leadership across multinational companies, Malhar brings a commercially astute and client-first approach to financial advice. Specialising in home loans and having a keen interest in business finance for SMEs, he helps clients secure the right lending solutions for both personal and business growth.

Having founded, scaled, and successfully exited his own business, Malhar understands firsthand the challenges and opportunities small and medium business owners face. This experience shapes his practical, empathetic advice when it comes to structuring finance for growth, managing cash flow, or funding new ventures.

Malhar takes a holistic approach, aligning home loans, business lending, and investment strategies to help clients build sustainable financial well-being. He believes that great advice goes beyond getting the best rate. It’s about creating a clear, long-term strategy that supports every stage of life and business.

My Services

  • Home Loans: Helping first home buyers and investors with pre-approvals, top-ups, refinances, rate refixing, loan restructure.
  • Business & Commercial Loans: Flexible funding for start-ups and established businesses, working capital and cash flow finance, asset & equipment finance, and short-term funding.
  • Car & Personal Loans: Finance for motor vehicles, boats, jet skis, and caravans. Apply online using our simple application form and and get a quick decision.

What Clients Say

We had a great experience working with Malhar Panchwagh as our mortgage broker while purchasing our first home. From the very beginning, the process felt well-managed and straightforward, which made a significant difference for us as first-time buyers.

Malhar was consistently proactive in his communication, checking in regularly and keeping us fully up to date at every stage. We always knew exactly where things stood, which helped remove a lot of the uncertainty and stress that can come with buying a home.

What stood out most was his willingness to go above and beyond to ensure everything ran smoothly. His support and attention to detail made the entire journey feel far less overwhelming than we had anticipated.

We would be more than happy to work with Malhar again in the future and highly recommend his services to anyone looking for a reliable and dedicated mortgage broker.

Thank you, Malhar Panchwagh, for doing such an amazing job we truly appreciate it.

Jo and Paul