Manas Sarkar

Mortgage Adviser

P 0274 497 288 E manas@vegalend.co.nz

Manas is a Mortgage Adviser with over 20 years of experience in the financial services industry, helping first-home buyers, homeowners, and property investors secure lending solutions that align with their goals. Manas works closely with a wide range of lenders to guide clients through the mortgage process with clear advice, personalised solutions, and a seamless experience from application to settlement. He is passionate about building long-term relationships based on trust, transparency, and exceptional service, and is committed to always putting his clients first and going the extra mile to achieve the best possible outcome.

Fun Fact: Outside of work, you'll often find Manas enjoying a good single malt whisky while watching cricket or catching up with friends and family.

Why Personal Insurance Matters When You’re Taking Out a Mortgage

Personal insurance is a critical safeguard when taking on a mortgage. If illness, injury, or redundancy disrupts your income, mortgage protection insurance can cover repayments for a set period, typically six to twelve months, or help clear the loan balance in more serious cases.

Managing and Optimising Your Mortgage hero

Managing and Optimising Your Mortgage: Top-Ups, Repayments & Smart Strategies

Managing your mortgage well means more than making repayments. Key strategies include switching to fortnightly payments, using an offset account, making lump-sum contributions, and reviewing your loan structure at every fixed-term rollover.

What is a Mortgage Cash Back?

Mortgage cash back offers can provide helpful upfront funds when buying a home, but understanding the conditions, interest rates, and long-term costs is essential before deciding if the deal is truly worth it.

Manas Sarkar

In the media