Siva Kunchala

Mortgage Adviser

Christchurch, Canterbury

P 022 130 6446 E siva@vegalend.co.nz

I’ve spent the past 11 years helping people make big financial decisions, from vehicle finance and insurance across various dealerships to working in several banking departments at Westpac. Over time, I discovered how much I enjoy guiding people through important milestones with clarity and confidence. That passion naturally led me to mortgage advising, where I now use my lending experience to make the home‑buying journey simple and stress‑free.

Whether you’re purchasing your first home, investing, or exploring your options, I take the time to understand your story and find a lending solution that truly fits your needs. Building genuine relationships and simplifying the lending process is what I enjoy most.

Outside of work, I’m a big rugby and cricket fan, and I captain a social‑grade cricket team. When I’m not on the field, you’ll usually find me outdoors with my twin boys, exploring and staying active.

What Clients Say

My refinancing journey was a little different from the usual.

I first started exploring options with Siva to buy a investment property in Nelson, and he managed to get my pre approval sorted very quickly. Unfortunately, that particular deal didn’t go ahead for reasons outside our control.

I then decided to refinance my existing home loan, and this is where Siva really stood out. He was always focused on giving me different options and making sure whatever we chose actually suited my situation.

What I really appreciated was that Siva always had a backup plan ready. If one option didn’t work out or a bank started asking too many unnecessary questions, he was already thinking about the next step.

In my case, that backup plan played a very important role, and I ended up getting a great interest rate as well as a cashback deal. Honestly, I don’t think I would have achieved the same result without his effort, knowledge and persistence.

I highly recommend Siva to anyone looking for a mortgage broker. I hardly ever take the time to write long reviews, but Siva genuinely deserves one.

Thanks, mate, for all your help, patience and time in making this happen. I really appreciate everything you did for me and my family!

Manna

I would like to express my sincere gratitude to Siva for helping me refinance my mortgage. My home loan top-up application had been rejected twice with my current bank due to certain circumstances, and I was starting to lose hope and going for private finance.

From the beginning, Siva was professional, knowledgeable, and supportive. He took the time to understand my situation, guided me through the process, and made everything simple and stress-free. Thanks to his expertise and dedication, what seemed like a difficult and complicated process became much easier to manage.

I truly appreciate his hard work, patience, and commitment to finding the right solution for me. A huge thank you to Siva for going above and beyond. I highly recommend him to anyone looking for mortgage or refinancing assistance.

Anand

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Siva Kunchala

What Clients Say

In the media