After working in the Finance Industry for 25 years, I decided to move into the mortgage industry and self-employment 4 years ago. With 29 years of experience in the finance industry, I specialise in helping first-home buyers, investors, next-home buyers, self-employed, and those looking to build their own home with their finance needs. I understand that the process of obtaining a mortgage can be stressful and complicated, so I am here to make it as painless as possible for you. My aim is to provide you with the best possible advice and tailored solutions for your individual needs.
I will guide you through the entire process, from the initial application all the way through to settlement.
I am passionate about helping people achieve their financial goals and take pride in the exceptional service I provide.
With the right advice, you can be sure to make well-informed decisions with your finances. Not only that, but I'm here to guide you throughout the life of your loan which will help you to pay that debt off faster and increase your wealth through property.
What clients say
⭐⭐⭐⭐⭐ We really appreciate the time Vicki gave to understand our circumstances. With her experience and expertise she made what we had hoped for possible! We were recommended by friends to reach out to Vicki and we’re so glad we did
Hannah
⭐⭐⭐⭐⭐ Vicki was absolutely amazing! Friendly, knowledgeable and work hard to help us with our “different” circumstances. We would highly recommend her to anyone. Thanks for getting us into our first home!
Matt
⭐⭐⭐⭐⭐ What an amazing experience. Vicki was absolutely incredible, she worked tirelessly to help us get into our own home, she fought our corner all the way and without all her help and hard work I'm not sure we ever would have been able to buy our first home. You are an absolute gem Vicki, 5 stars is not enough. We give you ten ⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐
Aleisha
⭐⭐⭐⭐⭐ Vicki was simply amazing (as my partners work mate said she would be). We wouldn't be in our own home without her. Thank you Vicki. Easy 5 stars!
Greg
⭐⭐⭐⭐⭐ Thank you so much Vicki for helping us with the first home loan. Highly recommended. Vicki has listened to us with the requirements and never lost the patience while working with us some changes I have requested while in the process. You are Awesome star.
Surendra
⭐⭐⭐⭐⭐ Absolutely brilliant to work with Vicki when it came to buying our first home. She listened to what we wanted and was happy to answer any and all of our questions (even the silly ones)
Nicole
⭐⭐⭐⭐⭐ Having Vicki on our team was the best thing that happened to us in our house hunt. She took the time to understand our needs as family. Vicki offered us great advice and connected us with other professionals when we needed extra help. Luckily we had Vicki to guide us through the process. Thanks so much Vicki for being on Team Williamson.
Stacey
⭐⭐⭐⭐⭐ Vicki Kemp, she made this refinance so much easier after our last experience. The plain language she used was awesome and easy to understand. She also worked with the both of us not just one of us, so was more flexible with the hours she worked considering my husband's work hours. It was awesome and I would highly recommend her to anyone who is looking at either a first home loan or a refinance.
Angela
⭐⭐⭐⭐⭐ Vicki has truly been amazing in finding a solution on matching our circumstances with a lender to get us in to our dream home. She was fast, efficient and explained everything in details making the process super easy. She enjoys challenges and we really appreciated this as she tried numerous scenarios to get us the best outcomes. We would happily recommend Vicki to anyone who is either looking to buy their first home or an investment property. Thanks Vicki!
Krystle
⭐⭐⭐⭐⭐ I was stoked with the service received from Vicki. She showed a commitment and determination to help me get into a home of my own. I am so grateful for all her hard work and would highly recommend her for anyone looking to get into their own home. Thanks again Vicki!
Anna
⭐⭐⭐⭐⭐ I had a complicated lending situation, (self employed and inconsistent income, multiple missed direct debits going back 6 Months) and was going through a very difficult time in my life (My Wife had unexpectedly died, just before starting this process, so I was dealing with a lot of grief and her funeral). Vicki found a solution that worked very well, and all I had to do was sign the documents. Vicki was very through and compassionate through the whole process. I highly recommend that you get in touch with Vicky to sort out your lending needs.
Nick
⭐⭐⭐⭐⭐ We cannot recommend Vicki highly enough. Her skills for pulling something that seems impossible into fruition is out of this world. We can't thank you enough Vicki for all you have done for us.
Kim
⭐⭐⭐⭐⭐ Vicki is the absolute best. Not only has she assisted me with my own personal home loan but she has now looked after a couple of good friends to. Working in Property Management and Real Estate I have also referred a number of clients onto her to and once again she provided top notch service. I do not hesitate anytime putting Vicki's name forward, she is a huge asset to the loan market team.
Mark
⭐⭐⭐⭐⭐ Vicki Kemp went beyond my expectations for new lending, where other advisors had said no, she was willing to try and knew the right lenders for my circumstance. She was able in the end to get me more than I ever thought possible from the start and made my vision come true.
Kieran
⭐⭐⭐⭐⭐ Vicki Kemp is the best! She’s not a common mortgage broker, she is an Angel Broker! Awesome work, communication always clear and great follow up during the process! Highly recommended!!!
Mario
⭐⭐⭐⭐⭐ Vicki Kemp did not give up. She approached the bank and us with different scenarios. Very knowledgeable and passionate broker I must say.
Akshita
⭐⭐⭐⭐⭐ Vicki is positive and upbeat to work with and nothing is a problem. She works to find the right solution for you.
Prudence
⭐⭐⭐⭐⭐ Highly recommend Vicki as a mortgage broker. She makes it work & happens to get on the property ladder. We can't thank her enough. Her process is easy, and there is no stress in the process. it's all smooth all the way. Her guidance and assistance in helping get a house, lawyer, listing agents, etc, made it so much easier. We can't recommend her enough. We highly recommend her to anyone!
Ange
⭐⭐⭐⭐⭐ Our Fairy Mortgage Advisor! Vicki took buying our first home from being nothing but a pipe dream to bricks and mortar reality! Vicki saw our potential, went in to bat for us when other advisors wouldn’t, and sealed the deal for us in a matter of days. We couldn’t have done this without you Vicki, and we’re not kidding - one day soon there will be a puppy as your little namesake.
Felicity
⭐⭐⭐⭐⭐ Vicki is an absolute angel. I reached out to see what we needed to do to get in the position to buy a home and Vicki was so positive from day dot. We went through many lulls of hopelessness to which we were met with Vicki’s unwavering support and encouragement. Between herself & James from Harcourts Grenadier, the dream team, we managed to jump onto the first rung of the property ladder, and purchase our first home. We couldn’t have asked for a better team. Communication & professionalism served with a smile!
Acacia
⭐⭐⭐⭐⭐ While I walked this path mostly on my own in purchasing my first home Vicki Kemp, the Mortgage Advisor from Christchurch, was the force behind me. Vicki, your commitment and professionalism have been outstanding. You turned challenges into opportunities and made the seemingly impossible possible. Your support has been invaluable, and I can't thank you enough. Now I am settling in a beautiful house called my home and happy place in the entire world. Thank you very much
Xine
⭐⭐⭐⭐⭐ We had a wonderful experience working with Vicki. She's extremely knowledgeable, professional, kind, supportive and a bundle of joy. She took a lot of the stress out of buying a new house. We highly recommend her!!!
Martha
⭐⭐⭐⭐⭐ Wow, Vicki Kemp, what an incredible journey we have embarked on to reach the ultimate goal of me becoming a homeowner. Your dedication and hard work throughout the years have been truly commendable. Even when I was on the verge of giving up, you continued to believe in the possibility of making my dream a reality. If you are in need of an exceptional mortgage broker, look no further than Vicki. She is truly the best of the best and will stop at nothing to ensure that your dreams come true. Thank you, Vicki, for everything.
Jane
⭐⭐⭐⭐⭐ Vicki is honestly the best!!! We heard about her through amazing reviews on the kiwi first home buyers page. We met with her with the intentions of seeing how far away we are from buying. 2 Months later we are in our first home at 21 & 24, she truely worked her magic, had us accepted for finance 2 day after our first offer on a home was placed. We are so lucky to have had this experience with Vicki and we will continue to use her expertise in future homes as well as recommending her to everyone we know!
Shakira
⭐⭐⭐⭐⭐ Vicki provided the most amazing service! She got the results quickly and make the process of buying our second home simple and stress-free! Vicki supported us every step of the way and we cannot thank her enough! ❤️
Tracey
⭐⭐⭐⭐⭐ Vicki is so amazing at what she does! She made buying our first home the most stress free and easy experience. She explained everything in ways that we could understand and answered any questions we had. She also made it so easy for us to meet with her and worked around our busy family schedule which made our life so much easier with 3 young kids! I would highly recommend Vicki to anyone looking for a MA!
Shannon
⭐⭐⭐⭐⭐ Vicki has been an absolute pleasure to work with, she has moved heaven and earth to get my husband and I into our first home and we seriously couldn't have done it without her. Not only did she answer every worried text and phone call without delay, but she advocated and fought for us when things felt unachievable. Her willingness and commitment to getting people over the line is unmatched. Vicki you’re amazing and we can’t thank you enough!
Sophie
⭐⭐⭐⭐⭐ Vicki did the impossible and got us across the line when no one else could. As first home buyers with a very low deposit she did amazing fighting for us and representing us to the banks. It definitely wasn't easy for Vicki but she made it as hassle-free as possible for us. Cannot stress how impressed we are with what she accomplished for us. Thank you so much Vicki. We couldn't have done it without you and we are so so so grateful.
Jaylee
⭐⭐⭐⭐⭐ I am immensely grateful to Vicki for helping my partner and I buy our first home. Immediately from the start Vicki was very flexible with our meeting time, and she responded promptly to my many questions throughout the house buying process. Buying a house is incredibly stressful, but Vicki alleviated so much of this for us by doing all the coordination with Kainga Ora and our bank, and by reassuring me at times when I was confused or overwhelmed. Vicki always supported our choices, and never pushed us in any direction. Vicki is clearly very passionate about her job and helping people fulfill their home ownership dreams. Vicki continuously expressed a lot of excitement over our wins and accomplishments- which was really lovely.
Hannah
⭐⭐⭐⭐⭐ We can't thank Vicki enough for the incredible support and expertise she provided during our journey. With my partner self employed for only a year we thought might make a mortgage approval more challenging. However, Vicki worked behind the scenes and went above and beyond securing 2 mortgage approvals from different banks with live deals. Her dedication, deep knowledge and tireless effort made all the difference. Vicki guided us step by step and was always ready to answer any questions. We are incredibly grateful for the hard work and care Vicki put into making this dream a reality.
Leticia
⭐⭐⭐⭐⭐ Vicki is simply the best mortgage broker. Friendly, quick to reply to any questions we had and got us pre approved in no time. Me and my partner were so lucky to have Vicki on our team. Most impressed with everything 10 out of 10.
James
This year, I set a goal to purchase my first property, and I was fortunate enough to work with Vicki. Despite what seemed impossible, she made it possible for me to achieve my goal of purchasing a property. ⭐⭐⭐⭐⭐ Vicki is an expert in her field, providing invaluable advice on how to manage my finances to reach my goal. She is friendly, approachable, and highly professional. She offers personalized advice that suits your needs and goes the extra mile to help you succeed. Thank you, Vicki, for making the impossible possible for me.
Nitish
⭐⭐⭐⭐⭐ Working with Vicki has been an absolutely amazing experience! From the start, we weren’t even sure if buying a house was the right step for us, but Vicki was there every step of the way to guide us. She explained everything so clearly, addressed all our questions, and reassured us when doubts crept in. Her understanding nature and calming reassurance made the entire process feel so much smoother. What stood out most was how accessible and patient she was. No matter how many questions we had or how confused we felt, she was always available to explain things in a way that made sense and kept us updated throughout.
David
⭐⭐⭐⭐⭐ We recently purchased our first home with the help of Vicki. We initially set our timeline to purchase in the new year, but ended up finding our dream home earlier than we expected. Vicki seamlessly jumped on the wagon and managed to get us approved by two mortgage providers in record time, ensuring we do not miss out on the house we really wanted.
Leoni
⭐⭐⭐⭐⭐ I highly recommend Vicki Camp from Vegaland for her exceptional professionalism and dedication. When other companies said no, Vicki made it happen for my wife and me. Her efficiency and expertise were impressive. After just one visit to gather information, Vicki guided us through the process. Once we provided the necessary details, our application was approved promptly. I'll be recommending Vicki to everyone! She's not only an exceptional professional but also feels like a longtime friend - warm, trustworthy, and genuinely invested in her clients' success.
Rehana
How can I help?
If you've got a question you need answering, or are interested in financial advice, I’d love to hear from you!