Tips for paying off your loan faster
- Pay your loan weekly or fortnightly instead of monthly.
- Offset any savings you have against offset or a revolving credit loan.
- Keep your repayments the same when your interest rate drops.
- Increase your repayments annually.
- Buy an investment property – could pay off your loan in 10-12 years.
First Home Buyers
First home buyers can buy a home from as little as a 5% deposit, new builds or for buying an existing house. I work with multiple banks to get you approved, find the best interest rates and home loan offers!
Some useful first home buyer links:
- KiwiSaver first-home withdrawal
- Kainga Ora First Home Loan criteria
- Kainga Ora First Home Partner criteria
Contact me today to find out what you can borrow, and what option you have available to you.
Investment Property
Getting the right advice, and structure is very important. As an experienced property investor myself, I can help you fine tune your investment plan and help work on the best for you – I can work with your solicitor, accountant and bank to make the process easier. Whether you’re buying your first investment property or your third, I’m here to help!
- Lending is available for apartments, properties under construction, leasehold and lifestyle properties, terraced houses.
- Ask me how to use equity in your home to buy a rental property. No deposit required from savings!
- Interest only loans are recommended for investment property loans – helps with cashflow.
Contact me today to find out what you can borrow, and what option you have available to you.