Meet your team

For Kiwis to thrive and be competitive they must leverage scale, improve productivity and evolve and dream big as a nation. The lifeblood of the New Zealand economy are Small and Medium businesses. Harry has carved out a career in supporting SME growth in New Zealand. He thrives on ambitious goals, hard work and supporting others to realise their potential.

As the Head of Business Growth & Talent Acquisition, Kevin plays a critical role in driving Vega Group's Business Growth trajectory and maintaining its reputation for excellence. Kevin’s role is multi-faceted, driving new business growth for the company, as well as attracting & recruiting top talent, and fostering a positive & collaborative culture within the company. Kevin is also instrumental activating advisers into Vega’s preferred real estate networks, and constantly working with our advisers to help them succeed & thrive within the industry.

Roharn is the Head of Insurance at Vega Protect, leading the team with a strong focus on providing tailored insurance solutions for individuals, families, and businesses. Roharn has been in the insurance industry for 25 years and comes with a unique perspective as he was a medical and financial underwriter for over a decade for the main providers in New Zealand. Beyond working directly with clients, Roharn plays a key role in supporting and mentoring advisers, helping them navigate complex cases and deliver high-quality insurance solutions. He is proud to leverage his extensive industry expertise to empower his community, ensuring individuals, couples, families and businesses alike can take a straightforward approach to the essentiality of insurance protection.

Stephanie is an energetic and dynamic Governance, Risk, and Compliance (GRC) Partner. Her role is pivotal in shaping and implementing our GRC frameworks, ensuring our operations align with industry standards and regulatory requirements. As the GRC Partner Stephanie collaborates closely with the leadership team, driving the development and maintenance of robust governance, risk management, and compliance protocols.

Alexandra’s role is to manage marketing activities for Vega. She is responsible for implementing marketing projects, internal and external marketing initiatives. A key focus of her role is assisting with advisers activities as well as supporting them with innovative and leading marketing tools and branded collateral to delivering exceptional results for their clients. She specialises in producing engaging, creative, and effective content, driving from concept to distribution.

Tracy Berge is a dynamic leader with a steadfast commitment to upholding Vega's reputation for excellence in customer and adviser experience. With over a decade of experience in the financial services industry, Tracy brings a wealth of expertise in fostering relationships, ensuring regulatory compliance, and driving organizational growth. She possesses a keen ability to assess market trends, enabling Vega to adapt and evolve in response to changing consumer needs, adviser needs and industry dynamics.

Brenda is an experienced mortgage adviser, who has worked in the industry for 20 years. Brenda started her working life at BNZ where she spent 10 years before moving to be a mortgage advisor looking after her own client base. Brenda is known in NZ as a top mortgage adviser and has been on the NZ Top Advisers list for a number of years now. Brenda is based in Christchurch, and is originally from Auckland. She helps people from all around the country, including first home buyers, those seeking investment loans, refinancing or building and people just needing a fresh start. Residential investment property is her big thing, having had great success helping investors grow their portfolio. As a successful property investor herself, she’s only focused on getting the very best outcomes for all her customers. Brenda has a husband and two young children, and you’ll find them at the ski fields in the winter and at beaches during the summer!

Alexander has worked in the financial services industry for the past 7 years. He is the consummate professional and passionate about delivering unparalleled customer outcomes for his clientele. As a property owner himself, he understands how important good advice and service is for his clients, whether it is their first home or fifth investment property. Alexander is fluent in English and French, Alex is based in Auckland and uses technology which enables him to work from anywhere in New Zealand.

A vastly experienced personal, business and commercial lender with 9 years lending experience. Dylan has funded a wide variety of projects wide-ranging mortgages to asset and equipment finance and multinational funding. Dylan’ passion is to help Kiwi’s succeed by helping them fund their dreams, whether it’s buying a first home, an investment property our funding the start of their business.

Jacob has significant financial services experience having recently held roles as business manager and commercial business manager - senior associate. Jacobs background prior to financial services was hospitality were he developed impeccable customer service skills. You’ll find Jacob to be extremely approachable, knowledgeable and a superb communicator. Jacob is based in Auckland and uses technology which enables him to work from anywhere in New Zealand.

Jiji has been in financial services for over 8 years specialising in residential lending, insurance and KiwiSaver. Jiji takes care of the process from A to Z not only guiding her clients through their first home purchase but their next homes, build an investment property portfolio, realise their ultimate financial goals and ensure they’re protecting what matters most. Customer satisfaction is at the heart of what Jiji does, communicating well and keeping the process simple and enjoyable. By always having her clients’ best interest at heart, Jiji builds long term relationships and enjoys seeing their families and wealth grow year after year.

Ruan is our passionate residential housing and investment lending specialist. An experienced Retail/Business Banking Lender with a real heart for helping people fulfil their dreams through property. Advice is tailored and specific to Mortgages anywhere in New Zealand, focusing on strong relationships and partnerships between clients and lenders; First Homes, Investment and Construction loans at the best rates available. You can phone him from wherever you are to get the ball rolling or arrange face to face appointments in the Auckland and Tauranga region.

Hannah has a background in Financial Management and a bachelor’s degree in Finance and Economics from AUT University. She has a genuine rapport with her clients and strives to assist them in structuring the right financial package to achieve their dreams. Whether it’s about owning a home in New Zealand or expanding a portfolio with investment properties, she’s passionate about facilitating great outcomes for clients at what is a pivotal time in their lives.

Rob brings a diverse banking background spanning 16 years across two major banks in both residential and commercial sectors. Rob takes hands on approach where he is always looking for a challenge and not afraid to roll his sleeves up. His extensive Commercial Lending background enables him to effectively structure, negotiate and navigate complex lending scenarios. Rob has a particular interest in Asset finance solutions, having managed relationships from one Truck/Digger to entire corporate fleets he has been known to also operate the odd machine for clients! While not on the tools Rob enjoys chasing fish around the Kapiti Coast, attempting to play golf and spending time at the fantastic local beaches with his Wife and two children.

As a registered financial adviser, Toby is a good listener, easy to approach and relatable to most. Toby can source funding for your situation and has a wide range of professional networks and specialists to access for the best customer outcomes. Toby has been working in the finance industry since 2001 and has a Bachelor of Management Studies degree from University of Waikato majoring in finance and economics. Toby has worked with customers on home loans, small business and commercial banking requirements throughout the country. Outside of work Toby has a keen interest in financial markets, looks to get out on the golf course and spends quality family time on the beach.

Eshan has been in the Financial industry for over 7 years, He was employed with One of NZ's leading banks as a Business Manager & Home Lending specialist. He takes pride in excellent customer service and catering tailor made mortgage solutions. When not working he enjoys being on the road around Aotearoa with his young family or owning a few DIY garden projects around his property.

Ben has joined the Vega team after running his own Mortgage company for the past 6 years. He has a passion for people and finding the right financial solution to optimise wealth generation through property and helping clients achieve their goals. Ben has a genuine passion for all things property having completed a significant property development himself. Outside of work Ben enjoys family time and anything to do with sport.

Gavin started as mortgage adviser in 2004 and has a wealth of experience in the Financial Services industry. He has worked with hundreds of clients in Waikato and beyond and he sees it as a privilege to be part of their financial journey. “I see every clients’ situation as being unique and personal to them. Every client is different and I will tailor their mortgage to suit their own needs. I believe every person should get the same level of quality service, whether they are doing a $20,000 loan or a $2,000,000 loan.” When not working, Gavin enjoys spending time with his wife and five children.

Kendall is driven to find the best lending solution for those wishing to purchase or build their first home, upgrade or downsize, expand their investment portfolio, and manage debt. He started as a Mortgage Adviser at the beginning of 2018, shortly after graduating from the University of Waikato with a Bachelor of Management Studies (First Class Honours in Finance and Strategic Management). Kendall is based in Hamilton and has helped clients succeed all over New Zealand. He operates with care and a client-centric approach, and loves to assist his clients to achieve their goals. Outside of work, you will find him spending time with his loved-ones, or playing one of the many sports he enjoys.

"Nelmare, (aka) Nel, is a vastly experienced mortgage adviser, who has worked in the financial services industry for 20+ years. Nel started her working life at BNZ where she spent 25 years before recently moving to become a mortgage adviser. Nel is based in the beautiful North Shore, however is able to help, guide and support her clients from all around the country, including first home buyers, those seeking investment loans, refinancing or building or people just needing a fresh start. Nel, enjoys mortgage advising across a vast array of finance requirements, including but not limited to residential investment property finance, housing under construction finance, home lending refinance etc. If you would like to chat about your lending requirements please call Nel, who would be more than happy to shout you a coffee and a chat."

Danny Blackman has over 30 years’ experience in financial services, working at banks both here in NZ and also the UK. A well-seasoned allrounder who has covered a multitude of roles, Danny can offer his clients home lending & personal risk solutions for Danny one of the most important aspects to his role is to make sure that he looks after their current & Future goals for Danny it’s about forming a long term relationship. He loves his job, There aren’t many jobs where you can make life changing differences to peoples on a daily basis, I pride myself on offering my clients a seamless & transparent experience and go on the journey with them and to see them thrive. Danny is based in the beautiful Hawkes Bay where he enjoys spending time with his family, Dabbling in a little Art and socialising with his amazing friends.

Gennavieve Fleming has a strong banking background having worked in both residential and business lending for over 12 years, changing to Mortgage Advising in 2020 let her work with multiple lenders to find options for her clients with their best interests in mind, looking outside of traditional bank lending when needed. She is passionate about helping people achieve their home ownership or investment goals and thrives on the challenge of helping first home buyers into home ownership. Gennavieve is based in Palmerston North. Outside of her financial advisory role Gennavieve is also a property developer and investor herself as well as running an agricultural farming business with her husband, bringing an in depth understanding and ability to negotiate the different lending rules that apply to both investing and business owners to benefit her clients and enable her to work towards a range of lending solutions for them.

With over 25 years at the front-line in the finance industry, Susie has the skills and experience to help clients achieve their home ownership or investment goals. Her passion is to help people build wealth through property ownership and investment. From high profile customers to first home buyers, she will work with you to understand your financial needs, then help you source the best home loan to suit your needs from the largest panel of lenders in New Zealand. "I'm here to help my clients reach the best possible outcome!" Outside of her financial advisory role, Susie is also a residential property investor with suburban and apartment investments. Mum to 3 active kids who keep her busy with their sporting and after school activities.

Allan has over 30 years experience in the financial services industry, and is a Mortgage and Personal insurance expert. He specialises in Home Loans for all types of clients, with any type of income sources. Allan can assist with your finance needs, to purchase your own home, an investment or commercial property. If you are a seasoned purchaser or first home buyer, Allan is here to find the best lending solutions for you. Allan has been working in the Life insurance industry since 2007, working for an insurer and as an adviser, giving him great understanding of all facets of the Risk (life) insurance industry. Allan enjoys making long lasting relationships with his clients. When he isn't helping his clients, you can find Allan doing something family, sports and beach related.

Jessica is passionate about achieving results for her clients. Making use of over 20 years in the industry, whether they be first home buyers or seasoned investors, Jessica is driven and knowledgeable and knows how to match clients with solutions and lenders that work for them. She loves working with first home buyers to get them on the ladder or plan a strategy to get them there. And is often seen using spreadsheets to work out strategies for those with multiple properties to ensure they can maximise their equity and be in the drivers seat. Jessica has a post graduate diploma in personal financial planning and a level 5 certificate in residential property lending. When not working, she loves spending quality time in the caravan with her husband and son or on the score bench at the basketball court.

Steve has 13 years banking experience. The last 8 years he specialised in Business Banking, where he looked after 180 Business customer in the Whangarei area. Helping customers grow their businesses and expanding the investment portfolios. He has a can-do attitude and enjoys looking outside the square to help customers with their lending needs. Overall, Steve gets a buzz from helping customers and making their dreams come true.

Lorraine considers it a privilege to work with clients, building a mutual relationship. With over 17 years experience in banking/home lending, she has learnt the value of trust, empathy and support when it comes to making life changing decisions. Lorraine is based in Hamilton, but with assistance of zoom can assist clients to buy anywhere in NZ

Mark has been in the finance industry since 2002, having worked for two major New Zealand Banks for eleven years, with the last eight years Mark applying his knowledge in the advisory space. Mark’s knowledge in the lending space covers first home loan buyers, Investment property purchases, commercial and business lending plus construction lending. Mark lives in Wellington with his wife Tracey and their three boys. When Mark is not helping Kiwis with their lending needs, you will find Mark hunting or fishing, or passionately watching Liverpool Football club.

John has over 20 year’s experience as a successful Commercial/Business Manager in the Financial Services and banking sector. He is passionate about working alongside Business owners and Home Buyers to help them meet their financial goals and making the process an easy one. John genuinely cares about his clients and will go the extra mile to understand their business needs providing valuable, personalised advice and reviewing all options to help them achieve their objectives. In his spare time, John enjoys spending time with family, the beach and Crossfit.

Natalie’s passion is to find financing solutions for her clients to achieve financial freedom through astute property investment. Her dedication to relationship building and excellent customer service has been honed over more than three decades’ experience in the banking industry. Having been in the financial industry for over 30 years, she has a broad and extensive amount of knowledge and experience including home loans and business/commercial lending. Natalie’s primary focus is client interactions and supporting and guiding clients through all stages of life to help them realise their financial dreams.

Thomas is a professional banker with over 3 decades of solid banking experience specializing in Risk & Compliance, Lending and Customer Services. He firmly believes in doing the things right first time, every time by understanding the needs and aspirations of clients, making the application process simple and transparent, and advising the products and services best suited to the client so that they could make an informed decision in their journey of achieving their financial goals. Whether you are looking for your first home or Investment Property he will be with you in every step of your journey, and you can bank on his trusted advice and guidance. He is passionate about imparting financial knowledge and creating awareness about financial products and services. Beyond mortgage advising and the financial world, Thomas loves to spend time with his family and socializing with friends.

Nicola offers her 30 years of banking, business ownership and independent mortgage broking experience to assist clients in making the best borrowing decisions, be it your first home, moving home, building a home, property investing right through to reverse mortgages for those considering downsizing. Clients enjoy her upfront honesty, out of the box thinking and positivity. She loves happy endings and invests the time to get to know your “big picture” then work with you toward attaining your goals. She feels it’s a huge advantage for clients to have an established relationship with a trusted and professional mortgage adviser that will be in their corner whenever they need them. She’s not just there for the first transaction but to support you through future loan management and lending requirements as life changes. Always only a phone call away.

Whilst originally qualifying with degrees in law and finance, and initially working in the banking sector, Jeremy has spent the last 25 years building multiple different businesses. Whilst these have varied, what has been consistent is his interest and investment in property, and he is now focusing his business nous on helping others to leverage their income and assets to build long-term wealth and security through home and rental property investment. Approachable, friendly, and genuinely passionate about seeing customers succeed, Jeremy will bend over backwards to ensure you get the mortgage loan you need for you and your family’s future. Outside of work, Jeremy and his family live in wonderful Wanaka, and make the most of the incredible, outdoorsy activities the region and local environment has to offer.

Since starting his working career, Phill has always been passionate about helping people, originally a qualified chef, When he entered the financial industry, Phill was able to move to working more personally with clients and their needs, assisting people. "Achieving clinets goals has been rewarding for me, and I have been helping first home owners get into the best possible position to enter the market." Being involved with Fire and Emergency New Zealand as a volunteer for over 14 years, I enjoy working with the community. Being a father, I value family and developing a quality environment for families to grow in.

Tim has been helping people and businesses with their lending and insurance needs for 14 years and ran his own mortgage and insurance brokerage for 9 of those years. He has a Bachelor of Commerce from Otago University and qualified as an Authorised Financial Adviser in 2011. He understands that relationships are the most important thing when it comes to dealing with people and that there are many ways to finding the solutions that his clients are looking for. Tim lives in Queenstown with his partner and son, and you can often find them in the outdoors exploring the multitude of tracks, rivers and valleys in that beautiful part of the world.

Lauren is a mortgage adviser with close to a decade of experience. Over this time, she has received numerous awards through her hard work and dedication to her customers. Lauren’s commitment to her customer service and communication is second to none. When working with Lauren, expect someone who is professional, has great attention to detail and an exceptional work ethic. Her goal as your mortgage adviser is to take the time to listen to your needs and help you navigate the lending process. With honest advice, a wealth of finance knowledge and access to multiple lenders, Lauren is well-equipped to support you on your lending journey and help you achieve your property goals.

Jenny has over 20 years experience in the financial Industry, specialising in mortgage finance for the last decade and has worked for NZ’s largest bank for the majority of her career. As a Mortgage Advisor for the last few years, her mission is to continue to increase the overall percentage of home ownership in New Zealand. She makes the whole home buying process easy to understand and will coach you through the process from beginning to the end. She enjoys helping first home buyers, property investors and those wanting to restructure or refinance their mortgages. Jenny is based in Auckland and uses technology which enables her to work from anywhere in New Zealand. When she’s not working, she enjoys spending time with family, travelling and watching sport.

Sai is your registered financial adviser with a client-focused and solutions-based approach. Sai is dedicated to working with clients on a long-term basis, guiding them toward their financial goals. Whether it’s your first home, investment property, or new build or you are simply looking for rates on your existing home loan, Sai is here to assist you.

After working in the Finance Industry for 25 years, I decided to move into the mortgage industry and self-employment 4 years ago. With 29 years of experience in the finance industry, I specialise in helping first-home buyers, investors, next-home buyers, self-employed, and those looking to build their own home with their finance needs. I understand that the process of obtaining a mortgage can be stressful and complicated, so I am here to make it as painless as possible for you. My aim is to provide you with the best possible advice and tailored solutions for your individual needs. I will guide you through the entire process, from the initial application all the way through to settlement. I am passionate about helping people achieve their financial goals and take pride in the exceptional service I provide. With the right advice, you can be sure to make well-informed decisions with your finances. Not only that, but I'm here to guide you throughout the life of your loan which will help you to pay that debt off faster and increase your wealth through property.

Paul is a financial adviser who helps Kiwis with their residential and business lending needs. He helps clients navigate the property market with confidence, whether they're buying their first home, investing in property, or undertaking a large-scale development. Paul works closely with clients to secure the most competitive lending solutions, structure loans strategically, and assess the feasibility of development projects - from land acquisition to project completion. His approach is hands-on, clear, and always focused on achieving the best results.

Mark Jameson specialises in identifying specific solutions for each client's situation. He is committed to ensuring the process of purchasing a home or investment property is completely understood by the client and meets their goals. While Mark is based in Wellington he has clients nationwide as well as internationally through the use of technology. Whether you are exploring what is involved in buying your first home or you are adding to your portfolio, Mark will be there to guide you through regular and structured communication.

Neeraj Upneja is a seasoned mortgage adviser with a strong academic background and practical expertise. Holding a bachelor’s degree in commerce from Delhi University and a Graduate Diploma (Level 7) from ARA Institute of Canterbury, he possesses a deep understanding of financial dynamics, giving him a distinct advantage in the mortgage industry. With three years of experience as a loan writer, Neeraj has tailored mortgage solutions for diverse clients, from first-time homebuyers to experienced investors. His expertise includes intricate knowledge of Kainga Ora and Kiwisaver policies, ensuring clients benefit from the most current financial options. Neeraj's passion for numbers drives his analytical approach to mortgage advising, enabling him to craft precise and strategic mortgage plans. What sets him apart is his dedication to achieving exceptional results for clients. He takes the time to understand each client's unique financial situation and goals, offering personalized and adaptable solutions. Neeraj's client-centric approach ensures that every mortgage plan he creates is not just a financial arrangement, but a tailored strategy designed to empower clients on their homeownership journey. Whether you're a first-time buyer or looking to optimize your existing mortgage, Neeraj Upneja is your trusted expert.

CD has over 5 years experience in residential, agricultural and small business banking, following completing a bachelor’s degree in finance and economics. He is passionate about working closely with clients to find them the best possible tailored solutions, whether it is purchasing their first home or expanding their investment portfolio. Outside of work he loves spending time with his family over a braai (BBQ), keeping his Aussie Shepherd entertained, and playing one of the many sports he enjoys.

Harry brings over a decade of extensive experience in the banking and finance sector, with a focus on mortgage advisory roles in New Zealand. His journey began with Vega Mortgages, where he excelled as the Manager of the Executive Credit Team, overseeing lending support operations and fostering team growth. Transitioning to Westpac New Zealand, Harry served as a dedicated Personal Manager, catering to the diverse banking needs of high-profile clientele. His tenure at Westpac enriched his understanding of customer-centric banking practices and refined his skills in client relationship management. Now, returning to Vega Mortgages as a Mortgage Advisor, Harry brings a wealth of knowledge and expertise to the table. His multifaceted background underscores his proficiency in financial analysis, compliance, and team leadership. With a track record of delivering tailored solutions and fostering enduring client relationships, Harry is a valuable asset to the Vega team.

Summer is a seasoned mortgage advisor with 15 years of experience in various banking roles. She began her career as a customer service officer at Kiwibank and progressed to become a personal banker at ASB. Later, she spent seven years in business banking at ANZ, where she specialised in supporting business customers with residential and commercial property purchases, as well as development projects. In the recent three years, Summer has expanded her skills in people and leadership, working as a branch manager and branch assistant manager. Summer has bravely supported the community by operating a branch during the COVID-19 pandemic. She has also handled many customer complaints in her role, giving her a good understanding of customers' pain points. Her caring and empathetic nature benefits both her team and customers.

Lovepreet is a licensed financial advisor and a dedicated professional in the mortgage industry, currently based in New Zealand. Originally hailing from India, Lovepreet moved to New Zealand in 2014, bringing with them a wealth of knowledge and experience. With a background in Business Management, he has successfully established and managed multiple businesses, showcasing an entrepreneurial spirit and a commitment to excellence. Recently, they expanded their expertise by completing the New Zealand Certificate in Financial Services, specializing in Residential Lending. Driven by a passion for helping others achieve their financial goals, Lovepreet combines their extensive knowledge in business with a deep understanding of the financial services sector. He is committed to providing clients with tailored mortgage solutions and financial advice, ensuring they make informed decisions about their future

Natalie has over 15 years business experience as an Accountant and Business Manager. Natalie has had considerable experience in Construction and Property Investment. Natalie enjoys helping others to find solutions so that they can achieve their goals.

Paulo comes with twenty years in the lending game across New Zealand and Australia. He is all about steering clients through their one-of-a-kind lending roller coaster! There is not much he has not seen, and having done his time inside the banks, he can guide you through, not just into your home, but through your entire financial journey. When he is not busy playing financial matchmaker, you’ll catch him paddleboarding or nurturing his fiery chilli pepper garden, with his family cheering him on!

Gaurav comes from a hospitality and insurance background, who have experience working with clients to achieve their desired needs. Having now completed the New Zealand Certificate in Financial Services Level 5 (Residential Property Lending), he now aims to help clients with their first home and investment property portfolio using the skills and knowledge he has gained.

Tom specialises in tailoring solutions to secure the best outcome for you, all made possible through his excellent conversations and expert knowledge. After nearly a decade of experience in the financial services industry across both personal and business lending, he recently departed from the banking world. Tom works with you to achieve what’s important to you now and in the future, making sure that you get the best advice every time. Tom is based in Cambridge however he looks after clients up and down the country. In his spare time, you'll find him playing football, enjoying a round of golf and hanging out with his 3-year-old son, Luke.

With years of experience in financial advisory, Nick remains passionate about securing the best outcomes for clients. Specialising in navigating complex transactions, Nick excels in sourcing finance for hard-to-get deals, investment properties and developments, and first-home buyers. His firsthand experience as an owner and investor drives his commitment to guiding others toward homeownership. Nick’s dedication to client success is evident in his approach: “As a high-performing, relationship-focused financial adviser, I live and breathe property finance, Monday to Sunday! I enjoy the challenge of a sticky deal and believe I can find a solution for most situations.” Hundreds of clients have trusted Nick to act in their best interests and lead them toward financial freedom. You can too.

With a strong foundation in finance and a passion for helping people achieve their goals, Mike brings a unique blend of industry experience and personal drive to the mortgage space. Before diving into the world of lending, Mike built an extensive career in the automotive industry, working with some of the biggest names - Toyota, Honda, and Nissan. His time in this fast-paced environment sharpened his negotiation skills and deepened his understanding of what great customer service truly looks like. Having spent much of his youth in Europe, Mike has developed a strong financial acumen shaped by international perspectives and local expertise. Whether you're a first-time buyer or looking to grow your property portfolio, he offers practical, down-to-earth advice tailored to your needs. A self-proclaimed grease monkey, Mike loves getting under the hood - whether it’s a classic car or a complex lending situation. Outside of work, he’s a proud dad to two beautiful daughters and values family time above all else. You’ll often find him enjoying a good chat, building connections, and helping others make confident, informed decisions about their future.

With a strong background in Business Development Management, I transitioned into Asset Finance over the past seven years, where I discovered my passion for helping individuals achieve their financial goals. This experience inspired me to become a Mortgage Adviser. My love for real estate, combined with my desire to assist others, drives me to help clients realise their dreams of homeownership and reach their aspirations.

I believe that buying a home is more than just a transaction - it’s a life milestone that deserves care, clarity, and genuine support. I strive to make the process as smooth and empowering as possible and I love celebrating your wins. Great communication, respect, and kindness are at the heart of everything I do, ensuring my clients feel heard, informed, and confident every step of the way. I’m here to guide you with professionalism, and a commitment to your best interests. Helping people turn their dreams into reality is what drives me every day.

With over 17 years of experience in the finance sector - specialising in home lending, business and commercial lending, as well as risk management - I am deeply committed to guiding you through every step of your lending journey. I pride myself on not only demystifying the complex world of finance but also on building and sustaining meaningful connections within our community. My approach is rooted in a genuine passion for fostering community and streamlining the lending process. I believe that transforming your financial vision into reality begins with clear, transparent communication and personalised guidance. Whether you're planning your first home investment or expanding your business, I’m here to educate, support, and empower you, ensuring a smooth and efficient experience.

Natalie has worked in the Financial Services industry for over 20 years, specialising in Accounting, Business Administration and Processes. Natalie has earned a Diploma in Accounting & Certification in Financial Advice – Residential Property Lending LV5 qualifications. Confident in her ability to help you on your financial journey Natalie aims to help you get the best value outcome for your mortgage choices, by helping first home buyers, homeowners, and investors to plan and secure a loan or solution that suits their budget and goals. If you are thinking about starting your property ownership or investment journey… Natalie is committed to making the home buying process easier by streamlining application processes and providing financial options that help your current and future financial success! Based in the beautiful Hauraki region, nestled between Auckland, Hamilton, and Tauranga, Natalie enjoys a lifestyle that blends Family, Faith, and Finance. Outside of work, she loves spending time with her two young children and close friends.

Roharn is the Head of Insurance at Vega Protect, leading the team with a strong focus on providing tailored insurance solutions for individuals, families, and businesses. Roharn has been in the insurance industry for 25 years and comes with a unique perspective as he was a medical and financial underwriter for over a decade for the main providers in New Zealand. Beyond working directly with clients, Roharn plays a key role in supporting and mentoring advisers, helping them navigate complex cases and deliver high-quality insurance solutions. He is proud to leverage his extensive industry expertise to empower his community, ensuring individuals, couples, families and businesses alike can take a straightforward approach to the essentiality of insurance protection.

Danny Blackman has over 30 years’ experience in financial services, working at banks both here in NZ and also the UK. A well-seasoned allrounder who has covered a multitude of roles, Danny can offer his clients home lending & personal risk solutions for Danny one of the most important aspects to his role is to make sure that he looks after their current & Future goals for Danny it’s about forming a long term relationship. He loves his job, There aren’t many jobs where you can make life changing differences to peoples on a daily basis, I pride myself on offering my clients a seamless & transparent experience and go on the journey with them and to see them thrive. Danny is based in the beautiful Hawkes Bay where he enjoys spending time with his family, Dabbling in a little Art and socialising with his amazing friends.

Returning to the New Zealand Insurance Industry after living overseas for the past few years David’s goal is building strong relationships with his clients and ensuring they, and their families, have all the protection they need. Knowing that every person’s situation is different, he aims to tailor any solutions to help them best achieve their goals. You’ll find him coaching club 7s or training sprinters at the track.

Ayomiku has 9+ years of experience in the financial industry. He is here to ensure families are well looked after should the unexpected happen. “Insurance is more than just a job to me, it is a passion as I want to ensure I reach and protect as many people as possible. Insurance is a personal decision, and the best way I can help my clients is by getting to know them and what matters most to them. I ensure I follow an advice process that keeps your best interest at heart and keep your interest at the core of what I do.”

As an experienced financial specialist with over 30 years of hands-on experience in the financial sector my role is to bring Financial Wellbeing to life within the workplace. I do this by offering a range of educational presentations which can be delivered in person or on MS Teams.

Stacey is dedicated to helping individuals and families navigate the complexities of protection planning. Her goal is to provide personalised advice and tailored solutions that protects what matters most to her clients. With a commitment to integrity and empathy, she strives to build trusting relationships and deliver exceptional service. She is there to guide you through every step of the insurance journey ensuring peace of mind and security for your future. Outside of work you can find Stacey spending time with her family or reading a book in the sun.

Bruce began his career in the financial sector in 2012 and has since built a reputation as a trusted advisor and strategic wealth expert. His extensive background in financial planning, wealth management, and insurance solutions has equipped him with the skills to navigate complex financial landscapes and deliver tailored solutions that meet the unique needs of his clients. Bruce is passionate about empowering individuals and businesses to achieve their financial goals through informed decision-making and innovative strategies. What sets him apart is the enduring relationships he fosters with his clients, who value his personalized approach and commitment to their long-term success. This dedication to building lasting partnerships is reflected in his exceptional client retention, as he continues to support and guide his clients through life's milestones and evolving financial landscapes.

With a background in banking, Susan brings a strong foundation in finance and customer service. Her passion for helping clients protect what matters most has driven her to build a career in the insurance industry. She is committed to finding the best solutions for you and provide expert guidance to meet your needs. When not working you can find Susan in the garden, on a beach or on a horse.

Peter Hand has been helping Kiwis protect their families and businesses for over 39 years. He specialises in tailored insurance solutions including Family and Mortgage Protection, Key Person and Shareholder Cover, Health Insurance, and Business Continuity plans. Peter works with a wide range of benefits such as Life, Trauma, Income Protection, Total and Permanent Disability, and future-focused cover for young people. Insurance can be complicated, but Peter makes it simple - give him a call to find out how he can help.

With nearly 20 years of experience across hospitality, retail, and client management. I’ve mastered the art of listening before advising and connecting before closing. My people-first approach is equal parts intuitive and strategic because protecting what matters most begins with truly understanding your priorities by consistently delivering thoughtful and value-driven solutions. Known for my proactive, hands-on style, I take pride in creating positive experiences and lasting impact through every client interaction.

Matt Coles is an insurance adviser and admitted barrister and solicitor with over 11 years’ experience in fire and general, life, health, disability insurance and investment advice. He helps clients make confident, informed decisions about protecting their income, health, and future through tailored, practical advice. Alongside his insurance work, Matt brings legal expertise in employment law, contributes to compliance-focused projects, and runs a specialist marketing company. He values clarity, trust, and empowering clients with straightforward solutions. Outside of work, he’s passionate about travel and is active in a wide range of sports both in NZ and internationally.

I am a dedicated financial professional with a background in customer service and a passion for helping individuals and families plan for a secure financial future. I am committed to delivering tailored financial solutions, building lasting client relationships, and providing quality support throughout each stage of the financial planning process. Outside of work, I love unwinding by playing my instruments, going for hikes, or spending time in the garden. Feel free to get in touch to find out how I can assist you.

Kevin’s international background in retail and investment banking as an Associate Director, encompassing over US$36bn of transactions, brings a wealth experience to the team. Since arriving in NZ in 2003 Kevin has focused on the property sector, working for a wide range of entities including specialist property funders, brokers, developers, community housing providers, distributers of investment property and even the Government on the rebuild of Central Christchurch. His expertise includes site section, feasibility, funding, commercial and contract negotiation, structuring, underwriting, raising equity and mezzanine debt, joint ventures and creating structured investment product based on property and property funds. Kevin holds 3 internationally recognised banking qualifications and is a Certified Practicing Accountant.

Patrick is a Commercial Advisor in our Auckland team, responsible for assisting clients with sourcing funding for their Commercial Property and Residential Development transactions. With over a decade of industry experience, Patrick's expertise lies in assessing risk, deal structuring and attaining competitive pricing for his Borrowers. Patrick honed his skills working at a leading New Zealand bank, where he worked in the Property Finance Relationship team, appraising a variety of Investment and Development Commercial Property transactions ranging from $10 million to $100 million.

Nick has over 20 years of experience in in the development and construction industry. He has managed projects of varying scale, which gives him great insight into what is needed to make a development happen. He has a passion for helping other succeed in their property goals.

Hayes is a dedicated Commercial Finance Specialist with a wealth of experience in supporting developers and businesses to meet their cash demands. With a solid background in business ownership and execution of business turnaround projects, Hayes possesses a keen insight into the financial challenges faced by entrepreneurs and organizations. This unique perspective allows Hayes to craft tailored financing solutions that not only address immediate cash flow needs but also support long-term growth. Through fostering connections across various industries, Hayes is passionate about empowering clients to thrive in their ventures while ensuring that their financial strategies align with their business goals.

Ziggy comes from a strong property and business lending background. Having worked on the front line, lending and managing relationships for a number of private commercial lenders, including some of the largest SME private credit funds in Australasia, Ziggy’s connections in the world of commercial finance are second to none. Ziggy has been a go to point of contact in the industry for some time now, even assisting other brokers in placing and settling out more complex and often distressed small business lending situations. Ziggy’s specialist knowledge and connections in the alternative commercial lending world, combined with strong main bank relationships and overall commercial acumen enables him to assist your business or project with whatever kind of lending it requires. From property investment loans through to unsecured business loans and property development funding, no matter the requirement and your business or individual circumstances, it’s likely Ziggy has a solution.

Ben brings a wide range of skills to the Commercial Team at Vega having spent the last decade in various roles and industries across Sales & Marketing, Capital Raising, Debt & Equity Investment, Property Development, Luxury Travel, and International Logistics. Over that time Ben has built up an extensive network that helps him achieve the best solutions for his clients. He strives to go above and beyond with excellent communication skills and a transparent approach which ensures his clients always get outstanding service.

Freddy has over 15 years' banking, corporate finance and executive experience. His roles include CEO of VetEnt which is one of New Zealand's largest veterinary companies and Head of Strategy of a large ASX-listed Australasian based hotel owner operator. More recently, he has worked raising debt for many clients in complex and often highly geared environments. He has also worked as an investment analyst for a private equity fund, a senior analyst in the mergers and acquisitions team at Ernst Young and started his career as an analyst in the National Bank corporate team. He grew up in the Canterbury and Marlborough regions exposed to the sheep and beef, wine, dairy, deer and shell fish industries and he maintains a passion for each of these. Over the last 13 years, he has also help set up and is an active shareholder of a wine and vineyard business. Following university he has been involved with hundreds of investment and development proposals over a wide range of industries. He has a Master of Business and a Bachelor of Science from Otago University

Natalie’s passion is to find financing solutions for her clients to achieve financial freedom through astute property investment. Her dedication to relationship building and excellent customer service has been honed over more than three decades’ experience in the banking industry. Having been in the financial industry for over 30 years, she has a broad and extensive amount of knowledge and experience including home loans and business/commercial lending. Natalie’s primary focus is client interactions and supporting and guiding clients through all stages of life to help them realise their financial dreams.

As a registered financial adviser, Toby is a good listener, easy to approach and relatable to most. Toby can source funding for your situation and has a wide range of professional networks and specialists to access for the best customer outcomes. Toby has been working in the finance industry since 2001 and has a Bachelor of Management Studies degree from University of Waikato majoring in finance and economics. Toby has worked with customers on home loans, small business and commercial banking requirements throughout the country. Outside of work Toby has a keen interest in financial markets, looks to get out on the golf course and spends quality family time on the beach.

John has over 20 year’s experience as a successful Commercial/Business Manager in the Financial Services and banking sector. He is passionate about working alongside Business owners and Home Buyers to help them meet their financial goals and making the process an easy one. John genuinely cares about his clients and will go the extra mile to understand their business needs providing valuable, personalised advice and reviewing all options to help them achieve their objectives. In his spare time, John enjoys spending time with family, the beach and Crossfit.

Tim has been helping people and businesses with their lending and insurance needs for 14 years and ran his own mortgage and insurance brokerage for 9 of those years. He has a Bachelor of Commerce from Otago University and qualified as an Authorised Financial Adviser in 2011. He understands that relationships are the most important thing when it comes to dealing with people and that there are many ways to finding the solutions that his clients are looking for. Tim lives in Queenstown with his partner and son, and you can often find them in the outdoors exploring the multitude of tracks, rivers and valleys in that beautiful part of the world.

Nicola offers her 30 years of banking, business ownership and independent mortgage broking experience to assist clients in making the best borrowing decisions, be it your first home, moving home, building a home, property investing right through to reverse mortgages for those considering downsizing. Clients enjoy her upfront honesty, out of the box thinking and positivity. She loves happy endings and invests the time to get to know your “big picture” then work with you toward attaining your goals. She feels it’s a huge advantage for clients to have an established relationship with a trusted and professional mortgage adviser that will be in their corner whenever they need them. She’s not just there for the first transaction but to support you through future loan management and lending requirements as life changes. Always only a phone call away.

Rob brings a diverse banking back ground spanning 16 years across two major banks in both residential and commercial sectors. Rob takes hands on approach where he is always looking for a challenge and not afraid to roll his sleeves up. His extensive Commercial Lending background enables him to effectively structure, negotiate and navigate complex lending scenarios. Rob has a particular interest in Asset finance solutions, having managed relationships from one Truck/Digger to entire corporate fleets he has been known to also operate the odd machine for clients! While not on the tools Rob enjoys chasing fish around the Kapiti Coast, attempting to play golf and spending time at the fantastic local beaches with his Wife and two children.

Steve has 13 years banking experience. The last 8 years he specialised in Business Banking, where he looked after 180 Business customer in the Whangarei area. Helping customers grow their businesses and expanding the investment portfolios. He has a can-do attitude and enjoys looking outside the square to help customers with their lending needs. Overall, Steve gets a buzz from helping customers and making their dreams come true.

Paul is a financial adviser who helps Kiwis with their residential and business lending needs. He helps clients navigate the property market with confidence, whether they're buying their first home, investing in property, or undertaking a large-scale development. Paul works closely with clients to secure the most competitive lending solutions, structure loans strategically, and assess the feasibility of development projects - from land acquisition to project completion. His approach is hands-on, clear, and always focused on achieving the best results.

Tom specialises in tailoring solutions to secure the best outcome for you, all made possible through his excellent conversations and expert knowledge. After nearly a decade of experience in the financial services industry across both personal and business lending, he recently departed from the banking world. Tom works with you to achieve what’s important to you now and in the future, making sure that you get the best advice every time. Tom is based in Cambridge however he looks after clients up and down the country. In his spare time, you'll find him playing football, enjoying a round of golf and hanging out with his 3-year-old son, Luke.

Danny Blackman has over 30 years’ experience in financial services, working at banks both here in NZ and also the UK. A well-seasoned allrounder who has covered a multitude of roles, Danny can offer his clients home lending & personal risk solutions for Danny one of the most important aspects to his role is to make sure that he looks after their current & Future goals for Danny it’s about forming a long term relationship. He loves his job, There aren’t many jobs where you can make life changing differences to peoples on a daily basis, I pride myself on offering my clients a seamless & transparent experience and go on the journey with them and to see them thrive. Danny is based in the beautiful Hawkes Bay where he enjoys spending time with his family, Dabbling in a little Art and socialising with his amazing friends.

With over 17 years of experience in the finance sector - specialising in home lending, business and commercial lending, as well as risk management - I am deeply committed to guiding you through every step of your lending journey. I pride myself on not only demystifying the complex world of finance but also on building and sustaining meaningful connections within our community. My approach is rooted in a genuine passion for fostering community and streamlining the lending process. I believe that transforming your financial vision into reality begins with clear, transparent communication and personalised guidance. Whether you're planning your first home investment or expanding your business, I’m here to educate, support, and empower you, ensuring a smooth and efficient experience.

Eshan has been in the Financial industry for over 7 years, He was employed with One of NZ's leading banks as a Business Manager & Home Lending specialist. He takes pride in excellent customer service and catering tailor made mortgage solutions. When not working he enjoys being on the road around Aotearoa with his young family or owning a few DIY garden projects around his property.

With a strong background in Business Development Management, I transitioned into Asset Finance over the past seven years, where I discovered my passion for helping individuals achieve their financial goals. This experience inspired me to become a Mortgage Adviser. My love for real estate, combined with my desire to assist others, drives me to help clients realise their dreams of homeownership and reach their aspirations.

Tristan comes to Vega with over twenty-five years of residential lending experience, having worked in a variety of roles for multiple institutions. He is accustomed to utilising his extensive knowledge to provide viable solutions for his clients. Outside of work, you can find Tristan spending time with his young family and fishing.