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Interest Rates for development funding are undoubtedly creeping upwards, with an annualised cost of funds in the 12- 15% range for most – up from the 10% - 12% range…
It is a good idea to check your level of repayments and your interest rate from time to time.
Vega is a full service financial adviser business covering home mortgage lending, life insurance, wealth advisory and commercial & business lending.
The biggest challenge for many developers now is presales – with FOMO no longer in play and increasing availability of complete or nearly complete stock for purchasers, this is a significant challenge.
In case you’re diagnosed with a serious medical condition, a trauma cover takes care of your financial needs so that you can concentrate on what’s important – recovery. But what is trauma insurance, and why do you need this cover?
As an entrepreneur, you’ve probably suffered from business income loss due to unexpected events such as a fire, theft, flooding, or machinery breakdown. And we all know how difficult it can be for your business to recover from such a loss.
Whilst the development funding market remains tight, with many of the leading players at full lending capacity, we are seeing the emergence of new players attracted by the increasing returns available.
We invited top economist Cameron Bagrie to give insights into the economic outlook in the NZ financial market: inflation, the OCR, interest rate and house price changes.
Whether you are buying business premises, building an investment property portfolio, doing property development, or wanting to refinance a current commercial property, it pays to work with a Vega Commercial lending specialist. . .
Applying for commercial loans is becoming increasingly more frustrating for clients as our economic environment tightens and the banks demonstrate an increasingly reluctant attitude to support even their established customers.
The focus of activity continues to be residential development, from small scale infill to large scale residential super lot development, with projects valuing from $1m to well over $50m.
We’re now in our fifth lockdown, the third for 2021 and while the rest of New Zealand is at Delta 2. 0, Auckland still awaits a lifting of restrictions. Thankfully how the financial industry is responding to lockdowns has changed dramatically since last year’s approach.
This week we get thoughts and insights into the economic outlook from top economist Cameron Bagrie.
Keep Calm & Carry on In this special episode of Market Intel we get some perspective and insights from leading economist Tony Alexander in the latest COIVD outbreak.
In this episode of Market Intel we interview Michelle Sharp, one of New Zealand's most recognised executives and currently the head of IoT for Vodafone NZ.
In this episode of Market Intel, we interview Colin Mansbridge the CEO of the Crusaders.
Established by ex-senior bankers, Vega Business was created to level the playing field. We believe human relationships need to be put back in the lending equation. By understanding a client’s unique circumstances, we can deliver high quality business lending solutions customised to their individual needs.
In this special episode of Market Intel we discuss with David Seymour the leader of the Act party on the current issues New Zealand face with COVID-19.
When you’ve decided you want a fixed or floating mortgage (or a mix of the two) or to refinance an existing loan, as ex-senior bankers, we can tell you the lay of the land with absolute authority.
This week of Market Intel is a special episode with economist, former leader of the Act Party and Dancing with stars celebrity Rodney Hide.
This week on Market Intel we interviewed top economist Cameron Bagrie on the budget and what it means for SME's. Cameron has been an economist for 20 years.
In this episode of Market Intel I discuss the Maori Business Economy which is estimated to be worth $50bn to our economy with Maori investment manager for NZTE TP Katene.
Vega provides a structured programme that gets to the heart of the underlying performance issues of businesses. Your business coach will help you clarify your priorities, stay focused, and get the important things done.
With the Official Cash Rate (OCR) fixed at 0. 25% for the next twelve months – the lowest OCR in history – it’s a good time to seriously consider your mortgage costs restructuring or refinancing your existing debt.
New Zealand SME owners tend not to invest in their own businesses, or they invest too late, which is not only bad for the business owner, it’s not helping the…
Malls, cafes, bars, barbers and schools to open under alert level 2Shops, barbers, bars and cafes can open under alert level 2, Prime Minister Jacinda Ardern says.
Was New Zealand ready for the ease out of total lockdown and into lighter level three restrictions?
Tony has spent three decades back in NZ since the 1980s writing more about the NZ economy than anyone else in NZ history, and in the past two decades has…
In this episode of Market Intel we sit down with Digital Marketing Specialist Sam Frost who is an independent consultant working with SME’s around their marketing strategies among other online…
In this episode of Market Intel we look at leadership and strategy and what this means for a SME business in the current market.
The OCR may have come down and money may be cheaper than it has ever been, but a jittery banking system that is struggling to access capital and the added overlay of significantly more scrutiny due to the Australian Financial Services Royal Commission and responsible lending legislation – may drive…